VA Mortgage Loans

A grateful nation honors your service.

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We provide debt protection for unexpected costs or accidents.

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Our marching orders are to help you get a great home.

Military personnel are totally dedicated to keeping our nation strong and free. We're just as dedicated to rewarding your efforts with one of the best mortgages anywhere.

No down payment

Lower rates than most mortgage programs

Relaxed credit requirements

No private mortgage insurance

You had our backs. Now we've got yours.

To get a VA Loan, you don't need an appointment with anyone from the Pentagon. Our experienced lending team knows how to slice through the red tape and help you apply for a mortgage that features no down payment, money-saving rates, and other financial advantages.

  • For active duty military, veterans, reservists and some military spouses 
  • Lower rates than most other home loan programs
  • 100% financing available
  • No monthly mortgage insurance premiums
  • Relaxed credit requirements
  • Refinancing options available
  • Available for one- to four-family homes and approved condominiums
Savings tools ready to help you reach your goals

Start your path to long-term security with an account that makes it easy to grow your money.

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What's Your Journey?

The customer service at CommonWealth One has been exceptional, assisting me with my first car loan. I’ve had a positive experience with both my car and personal loans, enjoying quick service and competitive rates. I feel valued rather than just a customer.

Tatiana
Member since 2021

CommonWealth One Federal Credit Union is a full-service financial institution with branches in Northern Virginia, Maryland and Washington D.C.

Disclosures
All applications are subject to credit and underwriting approval; not all applicants will qualify. This is not an offer for extension of credit nor a commitment to lend. Programs, rates, terms, and conditions are subject to change without notice. This offer is available to properties located in the Commonwealth of Virginia, Maryland, and Washington, D.C. only. Member Advantage Mortgage LLC is licensed by the Virginia State Corporation Commission, Mortgage Lender License MC-5045, NMLS ID #1557 (www.nmlsconsumeraccess.org). Visit cofcu.org for more Terms and Conditions. Equal Housing Lender. This notice provides that Member Advantage Mortgage, LLC has a business relationship with CommonWealth One Federal Credit Union. The nature of this relationship is Indirect Owner. Because of this relationship, this referral may provide Member Advantage Mortgage, LLC a financial or other benefit. CommonWealth One Federal Credit Union NMLS# 1557 complies with the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (S.A.F.E. Act). A list of our registered originators can be found by searching for CommonWealth One FCU at https://www.nmlsconsumeraccess.org/.