Mortgage Refinancing

Same home, but a nicer loan. 

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Our team knows what it takes to save you money

Finding a new home often requires months of driving around and touring properties. In contrast, you can find a better mortgage for your current place simply by chatting with one of our friendly Member Mortgage Advantage Loan Officers.

Competitive rates

Variety of loan types

No prepayment penalties

Personal attention from our experts 

To-do list: Paint bedroom. Repair roof. Refinance mortgage.

Of all the upgrades you can make to your home, a mortgage refinancing may provide you with the biggest payoff. Possibilities include reducing your interest rate, lowering the monthly payment, eliminating debt more quickly or bringing certainty to your budget by switching from an adjustable-rate to a fixed-rate loan.  

  • Competitive low rates
  • Fixed-Rate and Adjustable-Rate Mortgages available
  • Repayment terms up to 30 years
  • No prepayment penalties
  • Take advantage of cash-out options and use the extra money to pay for home remodeling, debt consolidation, or anything else
  • Work one on one with a friendly, experienced mortgage lender
Great rates to get you started on your goals.
Fixed Mortgage Rates
as low as
6.34
% APR
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Adjustable Mortgage Rates
as low as
6.52
% APR
Apply for a Loan
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What's Your Journey?

The customer service at CommonWealth One has been exceptional, assisting me with my first car loan. I’ve had a positive experience with both my car and personal loans, enjoying quick service and competitive rates. I feel valued rather than just a customer.

Tatiana
Member since 2021

CommonWealth One Federal Credit Union is a full-service financial institution with branches in Northern Virginia, Maryland and Washington D.C.

Disclosures
All applications are subject to credit and underwriting approval; not all applicants will qualify. This is not an offer for extension of credit nor a commitment to lend. Programs, rates, terms, and conditions are subject to change without notice. This offer is available to properties located in the Commonwealth of Virginia, Maryland, and Washington, D.C. only. Member Advantage Mortgage LLC is licensed by the Virginia State Corporation Commission, Mortgage Lender License MC-5045, NMLS ID #1557 (www.nmlsconsumeraccess.org). Visit cofcu.org for more Terms and Conditions. Equal Housing Lender. This notice provides that Member Advantage Mortgage, LLC has a business relationship with CommonWealth One Federal Credit Union. The nature of this relationship is Indirect Owner. Because of this relationship, this referral may provide Member Advantage Mortgage, LLC a financial or other benefit. CommonWealth One Federal Credit Union NMLS# 1557 complies with the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (S.A.F.E. Act). A list of our registered originators can be found by searching for CommonWealth One FCU at https://www.nmlsconsumeraccess.org/.