Jumbo Mortgages

Right-sized loans for just-right homes.

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Maybe 5 bedrooms. Or right by the bay.

If you need more space for your growing family or are buying (or building) a house in an upscale location, you may need a plus-sized mortgage. Our team is ready to help you find the right fit.

Competitive rates for larger mortgages

Fixed-rate and adjustable-rate loans

Financing up to 90% of purchase price

Refinancing options available

Save on financing. Spend more on furnishings.

All homes are major investments. But those that are super spacious, custom-built or located in upscale neighborhoods carry even bigger price tags. Still, there are ways to hold down costs. A CommonWealth One Jumbo Mortgage makes financing more affordable with money-saving rates and lower down payments.

  • Jumbo Loans are for mortgages exceeding $766,500 in many places - though the dollar amount may be higher in some towns
  • Fixed-rate and adjustable-rate loans available
  • Competitive interest rates
  • Financing up to 90% of purchase price
  • Repayment terms up to 30 years
  • No prepayment penalties
  • Refinancing options that can help reduce monthly payments or help pay off debt faster
Great rates to get you started on your goals.
5/5 ARM Jumbo
as low as
5.94
% APR
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15 Year Fixed Rates
as low as
6.40
% APR
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30 Year Fixed Rates
as low as
6.59
% APR
Apply for a Loan
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What's Your Journey?

The customer service at CommonWealth One has been exceptional, assisting me with my first car loan. I’ve had a positive experience with both my car and personal loans, enjoying quick service and competitive rates. I feel valued rather than just a customer.

Tatiana
Member since 2021

CommonWealth One Federal Credit Union is a full-service financial institution with branches in Northern Virginia, Maryland and Washington D.C.

Disclosures
All applications are subject to credit and underwriting approval; not all applicants will qualify. This is not an offer for extension of credit nor a commitment to lend. Programs, rates, terms, and conditions are subject to change without notice. This offer is available to properties located in the Commonwealth of Virginia, Maryland, and Washington, D.C. only. Member Advantage Mortgage LLC is licensed by the Virginia State Corporation Commission, Mortgage Lender License MC-5045, NMLS ID #1557 (www.nmlsconsumeraccess.org). Visit cofcu.org for more Terms and Conditions. Equal Housing Lender. This notice provides that Member Advantage Mortgage, LLC has a business relationship with CommonWealth One Federal Credit Union. The nature of this relationship is Indirect Owner. Because of this relationship, this referral may provide Member Advantage Mortgage, LLC a financial or other benefit. CommonWealth One Federal Credit Union NMLS# 1557 complies with the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (S.A.F.E. Act). A list of our registered originators can be found by searching for CommonWealth One FCU at https://www.nmlsconsumeraccess.org/. 

For Jumbo loan products, the information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $875,000, a down payment of $375,000 and an estimated property value of $1,250,000. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account is required. The rate lock period is 45 days and the assumed credit score is 750.

If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance, if applicable, and the actual payment obligation will be greater.

The stated rate may change or not be available at the time of loan commitment or lock-in.