Fixed-Rate Mortgages
Built for the long haul - just like your next home.
We provide debt protection for unexpected costs or accidents.
Find a good rate. Lock it in. Never worry about rising housing costs.
"Never" is a strong word. In a world where everything seems to cost more every day, can we really guarantee that your monthly mortgage payments will never increase? Yes, we can.
Steady, predictable monthly payments
Finance up to 100% of your home's value
Refinancing options available
Traditional mortgages with modern options
Thirty-year mortgages have been popular since before Elvis started rocking. But these days, some borrowers prefer shorter term fixed-rate loans that build equity and eliminate debt faster. Let one of our Mortgage Loan Officers help figure out which approach might work best for you.
Start your path to long-term security with an account that makes it easy to grow your money.
What's Your Journey?
The customer service at CommonWealth One has been exceptional, assisting me with my first car loan. I’ve had a positive experience with both my car and personal loans, enjoying quick service and competitive rates. I feel valued rather than just a customer.
Member since 2021
CommonWealth One Federal Credit Union is a full-service financial institution with branches in Northern Virginia, Maryland and Washington D.C.
All applications are subject to credit and underwriting approval; not all applicants will qualify. This is not an offer for extension of credit nor a commitment to lend. Programs, rates, terms, and conditions are subject to change without notice. This offer is available to properties located in the Commonwealth of Virginia, Maryland, and Washington, D.C. only. Member Advantage Mortgage LLC is licensed by the Virginia State Corporation Commission, Mortgage Lender License MC-5045, NMLS ID #1557 (www.nmlsconsumeraccess.org). Visit cofcu.org for more Terms and Conditions. Equal Housing Lender. This notice provides that Member Advantage Mortgage, LLC has a business relationship with CommonWealth One Federal Credit Union. The nature of this relationship is Indirect Owner. Because of this relationship, this referral may provide Member Advantage Mortgage, LLC a financial or other benefit. CommonWealth One Federal Credit Union NMLS# 1557 complies with the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (S.A.F.E. Act). A list of our registered originators can be found by searching for CommonWealth One FCU at https://www.nmlsconsumeraccess.org/.
For Fixed rate loan products, the information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $300,000, a down payment of $150,000 and an estimated property value of $500,000. The property is an existing single family home and is used as a primary residence. An escrow (impound) account is required. The rate lock period is 45 days and the assumed credit score is 750.