Car/Truck Loans

It's always drive time here. 

Get a Backup Plan on Your Loan

We provide debt protection for unexpected costs or accidents.

What's around the next bend? A loan with a great rate.

A car for commuting? An SUV for family travel? A truck or vehicle fleet for your business? Whatever you've got in mind, we've got the financing to get you rolling.  

Flexible loan lengths

Easy pre-qualification process

Personal service from friendly lenders

A reason to smile with each passing mile 

Some people love their car so much that they give it a cute name. At CommonWealth One, we want you to have a similar warm and fuzzy feeling about your loan. Save a bundle in interest charges with our driver-friendly rates, leaving more cash for fuel, food and weekend outings. 

  • Loans for new and used vehicles for personal and business use
  • Competitive interest rates tailored to individual credit profiles
  • Flexible repayment terms to suit a wide range of monthly budgets 
  • Loan amounts covering the full cost of the vehicle
  • Personalized service and support throughout the application process
Great rates to get you started on your goals.
New Car Loan
as low as
5.14
% APR*
Used Car Loan
as low as
5.49
% APR*
Savings tools ready to help you reach your goals

Start your path to long-term security with an account that makes it easy to grow your money.

What's Your Journey?

This credit union has been a big part of my family as we've faced different life transitions, like purchasing cars and managing our finances. I appreciate the engaging programs for my children. The auto loan product has been especially helpful for me, providing a simplified car shopping experience.

Yvette
Member Since 2009

CommonWealth One Federal Credit Union is a full-service financial institution with branches in Northern Virginia, Maryland and Washington D.C.

Disclosures
Loan approval and terms are subject to creditworthiness and underwriting guidelines. Interest rates may vary based on individual credit profiles. Please refer to the loan agreement for complete details on rates, terms, and conditions.
*Annual Percentage Rate (APR) is based on an evaluation of applicant’s credit. Your actual rate may vary. Not all will qualify for the lowest rate. Payments for $20,000 loan at 5.64% APR for 36 months are approximately $600.45 per month. Rates are subject to change without notice. Other rates and terms are available. Financing is available up to 135% of NADA Retail Value on new and used cars.
Loans are subject to a minimum monthly payment of $45.00. Car loans with terms of 49 to 60 months require a minimum $7,000 purchase price. Car loans with terms of 61 to 72 months require a minimum $15,000 purchase price. Car loans with terms of 73 to 84 months require a minimum $20,000 purchase price.