Mobile Deposit
A smart way to use your smartphone.
Conveniently pay bills, monitor accounts and manage financial tasks.
With a couple clicks, you can deposit checks from anywhere
Someone hands you - or sends you - a check. That's a good thing. Almost as good is skipping the trip to the credit union and using your smartphone camera and our app to fast-forward funds to CommonWealth One.
Works for paychecks and personal checks
Save on travel time
Get faster access to funds
Totally safe and secure
Yes, it's that fast. Yes, it's that safe.
With mobile deposit, your check deposits are often available for paying rent, buying food or anything else by the next business day. And with our cutting-edge security, you can be confident that your funds will be electronically deposited without anyone getting access to your financial data.
- Download our free app from the App Store or Google Play
- Sign the back of the check and write, “For Mobile Deposit at COFCU Only” below your signature. Some checks may also require you to check a box for you to indicate a mobile deposit.
- Use your smartphone or tablet to take photos of the front and back sides of the check
- Follow a few simple instructions provided in mobile banking
- Receive electronic confirmation that your deposit has been made
- Get access to your funds as soon as the next business day
- Rest assured that exceptional security measures protect your private financial information
Start your search here
Mobile deposit is available for iPhone and Android apps.
Download the CommonWealth One iPhone or Android app. These apps are available at the App Store or Google Play.
If you have already downloaded the app, you will be prompted to update the app through the App Store. Tap the App Store icon on your iPhone, and then select Updates in the bottom right hand corner. Find the CommonWealth One online banking app, tap “Update”. After your app updates, re-open the CommonWealth One iPhone app to get started.
To view the process, please access our mobile deposit demo.
Yes, you can deposit up to $5,000 daily.
Below is a list of the types of checks that you may not deposit to your account at CommonWealth One using mobile deposit. If you have any questions about a check, please call (703) 823-5211 or (800) 424-3334.
- Checks or items initially payable to any person or entity other than you.
- Checks containing obvious alteration to any of the fields on the front of the check, or which you know or suspect, or should know or suspect, are fraudulent or otherwise not authorized by the owner of the account on which the check or item is drawn.
- Checks previously converted to a substitute check.
- Checks drawn on a financial institution located outside the United States.
- Checks that are remotely created checks.
- Checks not payable in United States currency.
- Checks dated more than 6 months prior to date of deposit.
- Travelers Checks*
- Money Orders
- US Savings Bonds
You should write VOID on the check so that it cannot be cashed or used again.
Checks that have been scanned and deposited should be retained for 60 days and then shredded.
The CommonWealth One iPhone and Android online banking apps are free. However, your standard carrier data charges will apply.
This is not available. Loan payments are currently available through the PC version, Deposit.
Yes.
No. In addition, money orders, 3rd party checks, and traveler’s checks may not be deposited using mobile deposit.
For help with mobile deposit, contact us at (800) 424-3334, or email [email protected].
Take care of financial tasks on your schedule and get access to your cash when you need it.
What's Your Journey?
This credit union has been a big part of my family as we've faced different life transitions, like purchasing cars and managing our finances. I appreciate the engaging programs for my children. The auto loan product has been especially helpful for me, providing a simplified car shopping experience.
Member Since 2009
CommonWealth One Federal Credit Union is a full-service financial institution with branches in Northern Virginia, Maryland and Washington D.C.