Deposit Account Rates
Expand your possibilities.
Strengthen your savings as your strive for your goals
What are you saving for? Whether it's a short-term purchase or long-term financial security, you'll find various accounts that your support your efforts.
Effective May 22, 2024
Holiday/Vacation Club
| Balance Tiers (Portion of Balance) | Annual Percentage Yield (APY) Range | Dividend Rate |
|---|---|---|
| $0 but less than $2,500.00 | 0.05% | 0.05% |
| $2,500.00 but less than $10,000.00 | 0.05 - 0.07% | 0.07% |
| $10,000.00 but less than $25,000.00 | 0.07% | 0.08% |
| $25,000.00 but less than $50,000.00 | 0.07 - 0.08% | 0.09% |
| $50,000.00 and over | 0.08 - 0.10% | 0.10% |
Youth Savings Account
| Balance Tiers (Portion of Balance) | Annual Percentage Yield (APY) Range | Dividend Rate |
|---|---|---|
| $0 but less than $1,000.00 | 2.10% | 2.10% |
| $1,000.00 but less than $10,000.00 | 0.05 - 0.07% | 0.07% |
| $10,000.00 but less than $25,000.00 | 0.07% | 0.08% |
| $25,000.00 but less than $50,000.00 | 0.07 - 0.08% | 0.09% |
| $50,000.00 and over | 0.08 - 0.10% | 0.10% |
Kasasa Cash® Checking
| Balance Tiers (Portion of Balance) | Annual Percentage Yield (APY) Range | Dividend Rate |
|---|---|---|
| $0 but less than $30,000.01 | 5.50% | 5.336% |
| $30,000.01 and over | 5.50-1.65% | 0.49886% |
| Default Rate, all balances | 0.05% | 0.05% |
Money Management Plus
| Balance Tiers (Portion of Balance) | Annual Percentage Yield (APY) Range | Dividend Rate |
|---|---|---|
| $0 but less than $25,000.00 | 0.65% | 0.65% |
| $25,000.00 but less than $50,000.00 | 0.65 - 0.70% | 0.75% |
| $50,000 or more | 0.70 - 0.85% | 0.85% |
| Term | Minimum Deposit | Annual Percentage Yield (APY) Range | Dividend Rate |
|---|---|---|---|
| 6 Months | $500 | 3.56% | 3.50% |
| 9 Months - Special (New Money Only)** | $1,000 | 4.75% | 4.64% |
| 12 Months | $1,000 | 3.82% | 3.75% |
| 15 Months* | $50 | 2.33% | 2.30% |
| 18 Months | $1,000 | 2.99% | 2.95% |
| 24 Months | $1,000 | 3.15% | 3.10% |
| 36 Months | $1,000 | 3.51% | 3.45% |
| 48 Months | $1,000 | 3.82% | 3.75% |
| 60 Months | $1,000 | 4.08% | 4.00% |
| Term | Minimum Deposit | Annual Percentage Yield (APY) Range | Dividend Rate |
|---|---|---|---|
| 9 Month Special - New Money** | $50,000 | 4.80% | 4.69% |
| 9 Month Special - New Money Only** | $100,000** | 4.85% | 4.74% |
| 12 Months | $50,000 | 3.87% | 3.80% |
| 12 Months | $100,000 | 3.92% | 3.85% |
| 18 Months | $50,000 | 3.05% | 3.00% |
| 18 Months | $100,000 | 3.10% | 3.05% |
| 24 Months | $50,000 | 3.20% | 3.15% |
| 24 Months | $100,000 | 3.25% | 3.20% |
| 36 Months | $50,000 | 3.56% | 3.50% |
| 36 Months | $100,000 | 3.61% | 3.55% |
| 48 Months | $50,000 | 3.87% | 3.80% |
| 48 Months | $100,000 | 3.92% | 3.85% |
| 60 Months | $50,000 | 4.13% | 4.05% |
| 60 Months | $100,000 | 4.18% | 4.10% |
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What's Your Journey?
This credit union has been a big part of my family as we've faced different life transitions, like purchasing cars and managing our finances. I appreciate the engaging programs for my children. The auto loan product has been especially helpful for me, providing a simplified car shopping experience.
Yvette
Member Since 2009
Member Since 2009
CommonWealth One Federal Credit Union is a full-service financial institution with branches in Northern Virginia, Maryland and Washington D.C.
APY = Annual Percentage Yield.
* Additional deposits allowed in increments of $50.00
** 9-Month Certificate Special available for New Money Only. 9-Month Certificates are available on personal accounts only. IRAs and Business Accounts are not eligible.
Rates are subject to change without notice.
The minimum balance to open each share type, qualification information, terms, conditions and to avoid fees can be found in the Truth In Savings Disclosure.
There are penalties for early withdrawal. Fees may reduce earnings.
Members will forfeit dividends if the account is closed before accrued dividends are credited.
Kasasa, Kasasa Cash, Kasasa Cash Back, Kasasa Eats and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A. See Truth In Savings Disclosure for complete details regarding qualification information, terms, and conditions.
* Additional deposits allowed in increments of $50.00
** 9-Month Certificate Special available for New Money Only. 9-Month Certificates are available on personal accounts only. IRAs and Business Accounts are not eligible.
Rates are subject to change without notice.
The minimum balance to open each share type, qualification information, terms, conditions and to avoid fees can be found in the Truth In Savings Disclosure.
There are penalties for early withdrawal. Fees may reduce earnings.
Members will forfeit dividends if the account is closed before accrued dividends are credited.
Kasasa, Kasasa Cash, Kasasa Cash Back, Kasasa Eats and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A. See Truth In Savings Disclosure for complete details regarding qualification information, terms, and conditions.