Share Certificates

Definitely worth the wait.

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Our calculator estimates how long it will take to reach your goal.

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Extra money without all the extra effort

Some investment plans are complex, requiring daily focus on your portfolio. Then there are share certificates, which require you only to open an account, lock in an attractive rate and go about your life as your dollars grow.

Start with as little as $50

Save for 12 to 60 months

Earn more with higher rates

Safe, secure savings tool

Build a savings plan for the short term or long run

A share certificate from CommonWealth One is an excellent way to sync your financial strategy with your future plans. Tuition payments due soon? A 6-month share certificate could be a smart move. Home remodeling on the horizon? Build up cash reserves with a 12-month share certificate. Someday down the road you want to own an RV? A 60-month share certificate is a great start to your savings journey. 

  • Minimum deposit of $50
  • Certificates available for terms ranging from 12 to 60 months
  • Certificates feature higher dividend returns than most standard savings accounts
  • In general, longer term certificates come with better rates
  • Open a high-yield Jumbo certificate with a minimum $50,000
  • Early withdrawal may mean a loss of interest income. However, your initial deposit is never at risk. 
Great rates to get you started on your goals.
Share Certificates
as high as
4.30
% APY
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Jumbo Share Certificates
as high as
4.80
% APY
Open an Account
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Your homebuying journey starts here

Secure a good rate on your mortgage and lock it in for the long haul.

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What's Your Journey?

The credit union provides exceptional service and competitive rates on savings accounts, CDs, and IRAs. Thanks to my savings, I've been able to make a down payment on my house and buy a car.

Carol
Member Since 1973

CommonWealth One Federal Credit Union is a full-service financial institution with branches in Northern Virginia, Maryland and Washington D.C.

Disclosures
Rates are subject to change without notice. The minimum balance to open each share type and to avoid fees can be found in the Truth-In-Savings Disclosure. Fees may reduce earnings. Members will forfeit dividends if the account is closed before accrued dividends are credited.