¹Spread the Love Referral Rewards:  Referring member will receive $25 for each referral that results in a new membership account opened during the promotion period. Membership must be established between October 1, 2024, and December 20, 2024. The individual opening the account must be a new member of the Credit Union. Funds will be deposited in referring member’s account within 7 days of the new membership that is opened. Only one referral will be awarded per new membership. Membership eligibility is required. Any awards or monies received in association with this promotion may be subject to IRS reporting requirements. CommonWealth One employees, immediate family and/or permanent household members and Credit Union Official Officers are not eligible for this promotion. We reserve the right to disqualify any referrals in circumstances where we reasonably believe they were not sent to us in good faith. Void where prohibited by law. For complete details, visit cofcu.org/Referral-Program.

²Click to Win:  NO PURCHASE NECESSARY TO ENTER OR WIN. PURCHASE DOES NOT INCREASE ODDS OF WINNING. VOID WHERE PROHIBITED OR RESTRICTED BY LAW. Sweepstakes is open to eligible CommonWealth One members, who are legal residents of the 50 United States, D.C. or Puerto Rico, 18 years of age or older in good standing at the time of entry. Employees of CommonWealth One (“Sponsor”), their immediate family members (spouse, parents, children and siblings, and their respective spouses) and individuals living in the same households of such employees are ineligible.  Promotion period begins November 1, 2024 at 12:00 a.m. Eastern Time ("ET") and ends on November 30, 2024 at 11:59 p.m. ET (the "Promotion Period"). During the Promotion Period, members will receive an automatic entry into the Sweepstakes when they log into CommonWealth One’s online or mobile banking service and perform a qualifying transaction. Qualifying transactions and actions includes using bill pay, viewing eStatements, setting up alerts, logging in using biometrics, performing an external transfer, making a loan payment using eLoan Payment, performing a mobile deposit and using online chat. Winner will be selected at random from among all eligible entries on December 10, 2024, and notified by phone or email on or about December 12, 2024. The winner will receive a cash prize of $100. Winning funds will be deposited directly into the winning member’s share savings account within five (5) business days pending receipt of required documentation. No substitutions or transfer of prize permitted. Any awards or monies received in association with this promotion may be subject to IRS reporting requirements. Sweepstakes is subject to all applicable federal, state, and local laws. See *Official Rules for complete details and alternate entry method.

³Swipe Right: NO PURCHASE NECESSARY TO ENTER OR WIN. PURCHASE DOES NOT INCREASE ODDS OF WINNING. VOID WHERE PROHIBITED OR RESTRICTED BY LAW. Sweepstakes is open to eligible CommonWealth One debit cardholders, who are legal residents of the 50 United States, D.C. or Puerto Rico, and 18 years of age or older in good standing at the time of entry. Employees of CommonWealth One (“Sponsor”), their immediate family members (spouse, parents, children and siblings, and their respective spouses) and individuals living in the same households of such employees are ineligible.  Promotion period begins November 15, 2024, at 12:00 a.m. Eastern Time ("ET") and ends on November 30, 2024, at 11:59 p.m. ET (the "Promotion Period"). During the Promotion Period, each CommonWealth One debit card Point of Sale (POS) purchase or payment performed in a CommonWealth One checking account will count as one (1) automatic entry into the Sweepstakes Drawing. ATM and other non-POS ACH transactions are not eligible and will not be counted as entries. Winner will be selected at random from among all eligible entries on December 10, 2024, and notified by phone or email on or about December 12, 2024. The winner will receive a cash prize equivalent to the total amount of qualifying debit card transactions made during the promotion period, up to $800.Winning funds will be deposited directly into the winning member’s share savings account within five (5) business days pending receipt of required documentation. No substitutions or transfer of prize permitted. Any awards or monies received in association with this promotion may be subject to IRS reporting requirements. Sweepstakes is subject to all applicable federal, state, and local laws. See *Official Rules for complete details and alternate entry method.