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Checking & Savings Accounts

Share Certificates

Lock in our best yields and get the return you want with a Share Certificate, which offers you great rates and flexible savings terms.  Share Certificates earn a higher percentage rate over a traditional savings account and offer automatic renewal options.

Open your account today online in just minutes and earn a higher rate of return when you bank with CommonWealth One.

Share Certificate Rates

Rates Effective: February 1, 2017 View all deposit rates.
Term Minimum Deposit Annual Percentage Yield (APY) Dividend Rate
6-month $500 0.31% 0.31%
12-month $1,000 0.45% 0.45%
15-month $250 0.40% 0.40%
18-month $1,000 0.45% 0.45%
24-month $1,000 0.90% 0.90%
Special Offer
36-month rate
$1,000 1.52% 1.51%
Special Offer
48-month rate
$1,000 1.66% 1.65%
60-month $1,000 1.71% 1.70%

Jumbo Share Certificate Rates

Rates Effective: February 1, 2017 View all deposit rates.
Term Minimum Deposit Annual Percentage Yield (APY) Dividend Rate
12-month $50,000 0.47% 0.47%
12-month $100,000 0.55% 0.55%
18-month $50,000 0.47% 0.47%
18-month $100,000 0.55% 0.55%
24-month $50,000 0.92% 0.92%
24-month $100,000 1.01% 1.00%
Special Offer
36-month rate
$50,000 1.54% 1.53%
Special Offer
36-month rate
$100,000 1.62% 1.61%
Special Offer
48-month rate
$50,000 1.68% 1.67%
Special Offer
48-month rate
$100,000 1.77% 1.75%
60-month $50,000 1.73% 1.72%
60-month $100,000 1.82% 1.80%

Disclosures

  • APY=Annual Percentage Yield.
  • Rates are variable and subject to change at any time, including after account opening.
  • The minimum balance to open each share type and to avoid fees can be found in the Truth In Savings Disclosure.
  • Fees may reduce earnings.
  • Members will forfeit dividends if they close an account before accrued dividends are credited.