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Loans & Credit

4.99% APR* Special Visa Balance Transfer Offer

It's time to move your high-rate balances to us! We're the only ONE with a 4.99% APR* Special Visa Balance Transfer offer for the Life of the balance.

If you are carrying balances on high-rate department store credit cards, or simply paying too much interest elsewhere, you could save hundreds of dollars in interest with our special offer. Learn more.

Browse Our Visa Credit Cards

Our Visa credit cards offer low rates with flexible terms, high credit limits, and great credit card benefits to help you get what you want, when you want it. We offer the best new VISA credit cards in town with exceptional rewards, EMV chip technology for additional protection against fraud and more!​

  

Rates Effective: November 1, 2016 Rates Fees Benefits

Visa Signature Rewards

Variable APR* between 
9.99%-17.99%

No annual fee, no cash advance or balance transfer fees

No 1% foreign transaction fees 

  • Get 10,000 bonus rewards points when you spend $1,500 in retail purchases within the first 90 days of opening your account
  • Earn 1.25 rewards points on purchases
  • Redeem points for cash, gift cards, travel or merchandise 
  • Complimentary 24-hour Concierge Services
  • Visa Signature Perks 
  • Premium travel and protection benefits

Visa Platinum Rewards

Variable APR* between
8.99%-16.99%

No annual fee, cash advance or balance transfer fees

  • Earn 1 rewards points on purchases
  • Redeem points for cash, gift cards, travel or merchandise 
  • Travel and protection benefits

Visa Platinum

Variable APR* between 
7.99%-15.99%

No annual fee, cash advance or balance transfer fees

Visa Business Platinum Rewards

Variable APR* between 
9.99%-17.99%

No annual fee, cash advance or balance transfer fees

  • Earn 1 rewards points on purchases
  • Redeem points for cash, gift cards, travel or merchandise 
  • Travel and protection benefits ​​

James Madison University Custom Design

Available on all card types.

Disclosures

  • *Visa’s Zero Liability Policy covers U.S.-issued cards and does not apply to certain commercial card transactions or any transactions not processed by Visa. You must notify your financial institution immediately of any unauthorized use. For specific restrictions, limitations and other details, please contact us.

  • 1Certain terms, conditions, and exclusions apply. In order for coverage to apply you must use your covered Visa card to secure transactions. Please refer to your Guide to Benefits for further details.

  • *APR = Annual Percentage Rate. All credit union rates and terms are based upon the evaluation of applicant(s) credit. Your actual rate may vary.

  • †The Visa Signature Credit Card 10,000 bonus rewards points offer applies to new card holders only. New cardholders will receive 10,000 bonus reward points when they make $1,500 in purchases within first 90 days of account opening. Balance transfers and cash advances do not apply. 

  • Visa Signature Guide to Benefits
  • Visa Platinum Rewards and Platinum Guide to Benefits
  • Visa Business Platinum Rewards Guide to Benefits