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Checking & Savings Accounts

Business Checking

Whether you write just a few checks per month for your small business or a higher volume for a large business, we have three checking accounts to help you.

Basic Checking

  • Allows up to 50 checks to clear your account each month.
  • An average daily balance of only $500 must be maintained in order to avoid a low $5 monthly fee.

Value Checking

  • Allows up to to 150 checks to clear your account each month.
  • Average daily balance of only $1,500 must be maintained to avoid a low $10 monthly fee.

Premier Checking

  • Allows up to 300 checks to clear your account each month.
  • An average daily balance of only $3,000 must be maintained to avoid the $20 monthly fee.

Visa® Debit Card

  • Conveniently pay for goods and services and funds are debited directly from your checking account. 
  • No annual fees or interest charges.

Non-Profit Checking

  • Allows up to 50 checks to clear each month.
  • Free to non-profit organizations.  This checking account allows up to 50 checks to clear each month.

Rates Effective: January 1, 2017
Basic Checking Value Checking Premier Checking Non-Profit Checking
Minimum Balance $500 $1,500 $3,000 No Minimum
Monthly Fee (if minimum balance is not maintained) $5 $10 $20 None
Maximum Checks Cleared Per Month 50 150 300 50
Over the Maximum Limit Fee (per item) 25¢ 25¢ 25¢ 25¢
Overdraft Protection Yes Yes Yes No
Overdraft Privilege $500 $700 $1,000 None

For details on our business deposits or to open an account, contact one of our Business Services Specialists.

Jennifer Pittman

Harrisonburg, VA
(800) 424-3334, ext. 1295 jpittman@cofcu.org

Important! The above email addresses are not a secure means of communication. Do not send personal information such as your account number or social security number, inquiries about specific account information, or request changes to your account record. For these purposes, contact us securely within Online Branch

Disclosures

  • Rates are subject to change at any time.
  • Rates are variable and subject to change at any time, including after account opening.
  • The minimum balance to open each share type and to avoid fees can be found in the Truth and Savings Disclosure.
  • Fees may reduce earnings.
  • Members will forfeit dividends if they close an account before accrued dividends are credited.